Capital One Card Lab - Create Your Own Credit Card Deal
The choice of credit card offers these days is really enormous. The credit card market does not stop developing. More and more new offers appear every day. And unless you intend to apply for some definite credit card deal, the choice of a credit card perfectly matching your financial situation, demands and lifestyle can become a nightmare for you.
One of the major credit card issuers, Capital One Bank, has introduced a conceptually new credit card offer this year. Capital One Card Lab is the first do-it-yourself credit card on the market. This is a unique offer that allows you to create a credit card of your own. This innovation became a real breakthrough of the year and ranked #1 on all '07 credit cards top lists.
This new service brought, to you by Capital One Bank, enables you to build your own credit card options package. It is an interactive tool that gives you a chance to choose the features that suit you best. You can set an interest rate you want, annual, setup, and maintenance fees. You even get an opportunity to choose a rewards program you like.
This way you take full control over your credit card deal. No hidden fees, no traps in the fine print, no deceitful practices. You become the master of your credit card. And it is you, who benefit the most, not your credit company.
But where is the catch, you think. Of course, it would have been a road to El Dorado if we could fix any rates, rewards, and fees we want. You can choose all your card features from a certain range of options, you will be offered, depending on your credit history and credit rating. But still you can compile those features that you find the most appropriate.
This interactive service is user-friendly and comprehensible. This program makes the credit matters more transparent and the choice of a credit card better-considered for consumers. Besides, Card Lab provides educational support for credit card owners. In case you come across a key term that you are not familiar with, or if it is not quite clear to you, you can just stop your mouse pointer on the word and you will see its definition.
You can also choose a design for your card. Well, this option has been around for some time. Actually, the whole idea of creating your own credit card online is not new in the world credit card industry. One of the Turkish credit card banks introduced this service about 2 years ago. However, here, in America Cap One is the first card issuer to develop this concept.
So, now you can become a credit card designer yourself and take total control over your credit card terms and conditions. Compile the features fitting your demands and income and apply for the best credit card for you. Whether it will be a low rate credit card, a student credit card, a frequent flyer plastic, or any other, it will literally be a perfect card for you.
sharona 07:54 AM, January 09, 2008
such a pity these appeared only recently
gotta try applying for this one
terry clavet 12:47 PM, January 27, 2008
I have a high interest rate with chase ,I would like to be able to transfer 17,000.00 to another for less.I have never been late, but all the ofers I call will not transfer such a high balance,HELP please. terry clavet
Identity theft cases have become as common as dirt. The crisis US economy in at the moment triggers the rise of credit crime rate. Crooks do not even have to invent new more sophisticated ways to steal credit cards or identities themselves. Credit consumers struck by credit market crunch do not think much about protection against thieves now.
But now taking security measures against credit fraud is more important than ever. Say you discovered that you fell victim to identity theft. Do you have an instant action plan? Do you know what to do in order to minimize the grave consequences the fraud can bring about? Credit report freeze is the answer.
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Too much is never enough. Especially when it comes to money. Your income is the cap on the amount of money you can spend. But if you have credit cards, your buying power increases and your spending limits do not bother and restrain you that much. However, nearly every credit card holder would not refuse to have a bigger credit limit.
Even if you carry a no limit plastic, you still have a cap on credit card spendings. Your highest balance is usually considered to be your limit. But can you increase your credit limit? And how will it affect your credit score?
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Credit consumers, who want to highlight their financial standing, can find credit products that will fit their interests. There are the so-called status-credit cards on the market. Customers can choose silver, gold, platinum or black credit cards. All of them give certain privileges and that very status to their owners.
What is interesting, you do not even need to have excellent or good credit and really high income to get one of the status credit cards. They are available to bad credit owners as well. Let's take a closer look at Gold credit cards. Learn more about features, options and services that Gold credit cards offer.
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