Credit Card Advice
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Displaying 40 to 50 (of 100 questions)
Page: 5 of 10
Date:
January 16, 2007, 1:41 am
January 16, 2007, 1:41 am
i just got a credit card online and i want free credit report,but i need my new card number and experation date before it will let me get my free report . it did not tell me that info
Answer:
We are sorry but we are not competent in this question. We do not possess the personal information on your credit card and thus, we cannot provide you with it. If you applied for a credit card online and got an online credit card approval, but have not received your credit card yet, just wait for its delivery to obtain the information needed for a free credit report as the card number and the experation date are placed right on the card.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
January 24, 2007, 12:47 am
January 24, 2007, 12:47 am
RECIEVED APR IN MAIL BUT CANNOT FIND ON COMPUTER TO TRANSFER BALANCE OVER. Where do I look for it
Answer:
Unfortunately, we cannot help you with this problem as we do not know the credit cad you are talking about and the credit card company issuing it. We are mainly occupied with advising on the Best credit cards online, helping you to compare credit card offers and to apply online for a credit card of your choice. In your situation we can only suggest the following: if you have any troubles concerning your credit card terms and charges, you should always contact your bank as the issuer and consequenly the term setter for your credit card deal.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
January 29, 2007, 8:35 am
January 29, 2007, 8:35 am
hi...my credit score is just below 600, and i\'m getting robbed with my current CC by Chase at 29.9%. I need a card that can give me a chance at a low BT rate with my credit score. Please see if you could help me. Thanks
Answer:
Well, your credit score indicates to your poor or bad credit history which enables you to apply for Bad credit cards only. Most of such type credit cards do not offer balance transfers as this privilege is for good-to excellent credit rating only. But the present web site introduces a credit card application for a Capital One Platinum credit card for people with limited credit history. It allows you to make a balance transfer without charging balance transfer fees and suggests ongoing APR of as low as 19.8%. We give a detailed description of this credit card, so read about it before you apply for the credit card online.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
February 1, 2007, 3:19 am
February 1, 2007, 3:19 am
Hello: I'm looking for a credit card, but do not want to have several different Creditors checking my credit, as I'm under the impression that negatively affects my score. However, I just applied for a card that was sent to me in the mail, and to my surprise I was denied. Now I'm afraid to apply for another one, and have yet another inquiry on my Report. How do I approach this?
Answer:
First of all, you need to find the reason for your denial. Apply for a copy of your credit report and check whether everything is right. If you define the information as incomplete or inaccurate, file a dispute with the credit bureau, providing your point of view and as much evidence as possible. If, as a result of the investigation, the information on your credit report proves to be inaccurate, it must be erased and your credit score must be raised. After that you can search through the best credit cards online and make a credit card deal corresponding to your credit rating repared. In case your credit card application is approved, your credit score will boost, rather than get affected.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
February 1, 2007, 3:19 am
February 1, 2007, 3:19 am
I have 3 cards that total over 30K in unpaid balance. I want to get these cards gone, but should I take out a loan or try to consolidate them into one card?
Answer:
Well, your ability to make a balance transfer credit card deal depends on your current credit rating. Most of balance transfer credit cards allow guaranteed online credit card approval for customers with good-to-excellent credit history. Apply for a copy of your credit report and find out your credit score to see if you qualify for this type credit card. If it is not possible to make a balance transfer credit card deal, another option whould be a debt consolidation loan. It can be a fast and effective way of eliminating debt but you have to decide whether you can run risk of losing your home if you fail to make payments on the loan.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
February 6, 2007, 3:11 am
February 6, 2007, 3:11 am
i would like to know if its possible to transfer balance from my credit card onto my son's card. if possible explain how this is done Best regards Patrick
Answer:
Some banks (but not all) provide such a service. Please apply directly to the bank you deal with as everything depends on your credit card and on the bank's services. Most probably a credit union will help you move the balance. It is possible to have a credit card and transfer a balance from another person's credit card in order to help with the debt management. A variant of balance transfer will then be as follows. Your son can list you as a secondary cardholder and you will make the balance transfer. Be careful so that the debt is paid regularly, on time and in full.
You can also apply online and get a balance transfer credit card!
Best,
Manager of Immediate Credit Card Care Service
You can also apply online and get a balance transfer credit card!
Best,
Manager of Immediate Credit Card Care Service
Date:
March 6, 2007, 4:16 am
March 6, 2007, 4:16 am
I recently acquired my credit report from Experian and discovered that I have an open account from AGFC Americharge that I was unaware of. According to Experian the account, 600790114000xxx, is currently open and has been open since 1/1/1996. I want to close the account and I am trying to find out how to do that. Can you assist me? I can be reached at E-Mail: kroje**@cox.net or by telephone: 757-548-****. Thank You for your time.
Recently I applied for a loan at a local bank, and the Credit card that I had with you guys awhile back came up. It has an open credit line, but a 0 balance, I need to close it please. Thank you for listening and sending me a note back giving me the info I need to close the account. it was a Mutual of Omaha card that is all I can tell ya. The last four of my ss is 6***, I live at 908 McDonald St, Wausau, WI 54***. I searched for a phone # but I didnt find one, so please help me if you would.
Could you please e-mail us a copy of our October statement? We are with
Recently I applied for a loan at a local bank, and the Credit card that I had with you guys awhile back came up. It has an open credit line, but a 0 balance, I need to close it please. Thank you for listening and sending me a note back giving me the info I need to close the account. it was a Mutual of Omaha card that is all I can tell ya. The last four of my ss is 6***, I live at 908 McDonald St, Wausau, WI 54***. I searched for a phone # but I didnt find one, so please help me if you would.
Could you please e-mail us a copy of our October statement? We are with
Answer:
Our site's business is to provide the customers with information and details of the latest credit card deals available online. We also help the customers to choose credit cards for their needs and give tips for building good credit history. We are NOT a bank and issue no credit cards, we also do not have any access to your accounts or any personal information of yours, it is the bank's prerogative.
So, if you want to get a statement, or close your credit card account, or make a transaction, you should always contact the bank for that. Also, mind that ven if there is a possibility of making one of these operations online, you shouldn't give your personal data for public view, all application forms are protected. So, call your bank as soon as possible , or go to the official site of the bank to clear out the situation.
So, if you want to get a statement, or close your credit card account, or make a transaction, you should always contact the bank for that. Also, mind that ven if there is a possibility of making one of these operations online, you shouldn't give your personal data for public view, all application forms are protected. So, call your bank as soon as possible , or go to the official site of the bank to clear out the situation.
Date:
March 6, 2007, 4:47 am
March 6, 2007, 4:47 am
if you have a balance on one credit card and apply for another one its it possible to pay the balance with the new on and just pay on the new to bring the old card up to date
Answer:
As far as can be understood from your words, you are speaking about balance transfer credit cards. Balance transfer credit cards enable you to transfer the balance on your current credit card on to the new credit card with more attractive APR and charges. At the same time, this credit card has its own credit limit, so if the transferred balance is lower than the credit limit of the balance transfer credit card, you will have access to more credit than before. Such cards are available for people with fair and good/excellent credit history. Mind the fact that applying for such credit cards lowers you score a bit, but if you make accurate payments, you will increase your score in the nearest future.
Date:
March 20, 2007, 8:31 am
March 20, 2007, 8:31 am
credit card application, unsigned. Is it a legal contrect without signature
Answer:
The signature on the back of the card serves as a protection both for cardholders
and a merchant. The presentation of a signed card allows the merchant to verify the cardholder's identification by comparing the signature on the card to that on the sales receipt. Having no signature can lead to credit card fraud when one can make purchases with the credit card details of other people. Today half of all credit card frauds is conducted online. You receive your credit card in the mail, along with the note that tells you to sign your credit card immediately. According to all three major card companies-Visa, MasterCard and American Express-the answer is that you should sign your credit card immediately. In fact, all of them have rules that prohibit merchants from accepting credit cards that don't have a valid signature. For example, Visa states that a merchant may not complete the transaction until the card is signed. So you should sign your credit card as soon as you get it.
and a merchant. The presentation of a signed card allows the merchant to verify the cardholder's identification by comparing the signature on the card to that on the sales receipt. Having no signature can lead to credit card fraud when one can make purchases with the credit card details of other people. Today half of all credit card frauds is conducted online. You receive your credit card in the mail, along with the note that tells you to sign your credit card immediately. According to all three major card companies-Visa, MasterCard and American Express-the answer is that you should sign your credit card immediately. In fact, all of them have rules that prohibit merchants from accepting credit cards that don't have a valid signature. For example, Visa states that a merchant may not complete the transaction until the card is signed. So you should sign your credit card as soon as you get it.
Date:
March 22, 2007, 7:08 am
March 22, 2007, 7:08 am
I was wondering if when I gave my social security number out would that credit card place run it through differant companys?
Answer:
Only banks can say you for sure how they safeguard confidentiality of the information they get from you. Our site is just for making credit card application online. We can advise you to find the information about the Privacy Policy of the bank where you can read if the bank shares the information about you with other companies or not. Or, you can just ask this question at the bank you are going to apply to. At our site you can find the more detailed information about banks and best credit cards they offer.
