Credit Card Advice
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Displaying 60 to 70 (of 87 questions)
Page: 7 of 9
User Name:
Erin TeatDate:
February 2, 2007, 5:16 am
Erin TeatDate:
February 2, 2007, 5:16 am
I have been denied time and time again for a credit card. I'm wondering am I being denied for not a job for more than 6 months? I'm trying to establish a credit history. Can you help me?
Answer:
In fact it was the bank that denied your application, and it was probably because you qualified for a card for which your credit was not eligible. So you are recommended to get your credit report and apply for a card that corresponds to your credit score. We can offer you some credit cards to establish your credit history. At Credit-Cards-Guru.com you can find a great variety of no credit cards and secured credit cards to establish your credit card history successfully. As soon as you feel fortunate to get one of our best credit cards, fill out an online credit card application and apply online straight away. So, if you are a person, willing to establish your credit, you can still get your bank credit card.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
patrick borberlyDate:
February 5, 2007, 4:26 am
patrick borberlyDate:
February 5, 2007, 4:26 am
i would like to know if its possible to transfer balance from my credit card onto my son's card. if possible explain how this is done Best regards Patrick
Answer:
Some banks (but not all) provide such a service. Please apply directly to the bank you deal with as everything depends on your credit card and on the bank's services. Most probably a credit union will help you move the balance. It is possible to have a credit card and transfer a balance from another person's credit card in order to help with the debt management. A variant of balance transfer will then be as follows. Your son can list you as a secondary cardholder and you will make the balance transfer. Be careful so that the debt is paid regularly, on time and in full.
You can also apply online and get a balance transfer credit card!
Best,
Manager of Immediate Credit Card Care Service
You can also apply online and get a balance transfer credit card!
Best,
Manager of Immediate Credit Card Care Service
User Name:
ericaDate:
February 16, 2007, 6:16 am
ericaDate:
February 16, 2007, 6:16 am
If I pay of all of my debts, what will my credit look like? And is there any way to get your credit back to good credit standing?
Answer:
If you pay off all your debts, that's wonderful, because you've managed to improve your credit. In addition, the common rule for those who want to rebuild a bad credit is to apply for credit cards for which you are eligible and pay off your balances in full and on time. We can advise you to apply for bad credit cards or fair credit cards to make your credit be a good one. Just look through our best credit cards at Credit-Cards-Guru.com to find a credit card suiting your credit score and to apply online. But mind that only reliable behaviour will make a good credit history and in some time you'll enjoy all the benefits of good credit cards. For bad credit card offers please, look through our categories or try to search at the sites of our partners.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
georgiaDate:
March 13, 2007, 10:27 pm
georgiaDate:
March 13, 2007, 10:27 pm
what is the threshold for excellent credit?
Is a credit score over 720 considered to be excellent credit?
Is a credit score over 720 considered to be excellent credit?
Answer:
If your credit score is 720 or a bit over, you have good credit rating. To attain an excellent credit score, you should improve your score, while the threshold of excellent rating is 750. What you can do is to apply for one of our good credit cards, capable to increase your credit score provided you make your payments regularly. Most of good credit card deals demand no annual fee, provide balance transfer option, and ensure participation in rewards programs. You can also pick up good credit card with low APR, which will help you to save money in the long run. Compare credit cards with us and apply online for a credit card preferable!
User Name:
claudia patrnosterDate:
March 30, 2007, 4:51 am
claudia patrnosterDate:
March 30, 2007, 4:51 am
can you tell me the status of my credit card application?
Answer:
You see, if your application is submitted by the bank, only the bank have access to your personal information and your credit accounts. Our site is used to present the detailed up-to-date information about the best credit cards and gives you the possibility to apply for a credit card online. If your application is approved, the bank will send you a statement where you can find your status, your account number and so on. If you are waiting too long or just want to clear up some details, contact the customer service of the bank and ask your questions. To get the contact information of this bank, click the link by any credit card of the bank, presented at our site, and go to the official site of this bank, where you can find the contact information.
User Name:
JosephDate:
April 18, 2007, 10:44 pm
JosephDate:
April 18, 2007, 10:44 pm
I have a credit score of 680,Im trying to get rid of higher interest cards,but at the same time was told paying them and closing them is a bad thing for my credit because of the history(4 year)never late payments,what card's would you recomend with this score ?And any sugestions on the first part ?
Thank you
Joseph
Thank you
Joseph
Answer:
According to your score, you have good credit history which allows you to obtain one of the balance transfer cards. Nowadays you have an opportunity to save money by transferring a debt from a card with a higher APR to one with a lower APR. This will lower the amount of money, you are spending, towards the interest and get you out of debt faster. At our site you'll find the best balance transfer cards with 0% APR for 12 months, no annual fee and other favourable conditions. Don't forget that balance transfer cards also include reward cards with bonus points, cash rebates, etc. Compare all card options properly. Don't hesitate to apply for a card and to fill out the credit card application that will make you a holder of a balance transfer card.
User Name:
JosephDate:
April 27, 2007, 7:37 pm
JosephDate:
April 27, 2007, 7:37 pm
I recently submitted a question,And your answer was very useful,I took your advice,And was very pleased with the results.
I wanted to thank You And this web sight for giving great and very useful information.
Joseph from NewHampshire
I wanted to thank You And this web sight for giving great and very useful information.
Joseph from NewHampshire
Answer:
Dear Joseph,we appreciate your interest in our website and Immediate Credit Card Care Service. We are glad our advice was of some help to you. Your questions is our work, so be free to ask any credit related question that interests you, and we'll be pleased to answer. We are working to improve our service to provide the most useful information to you and other visitors faster and in a more convenient way.All the best, Manager of Immediate Credit Card Care Service
User Name:
morenaDate:
April 30, 2007, 1:58 pm
morenaDate:
April 30, 2007, 1:58 pm
if my credit is poor, can i get a personal loan?
Answer:
Our website does not deal with personal loans, it is devoted to the best credit card applications. At the moment people with all types of credit actually can be approved for this or that card. If you are eager to get one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
User Name:
malcolm williamsDate:
May 3, 2007, 6:39 pm
malcolm williamsDate:
May 3, 2007, 6:39 pm
i have a 572 on my equifax credit i just applyed for a credit card for people with bad credit and no credit and was denied why is that
Answer:
Getting a credit card today is really rather simple and safe process. However your chances of being approved depend largely on your credit risk. If your score is poor (572) the risk for the bank is rather high. That's why your report is checked more thoroughly. Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your reports from all three bureaus (not only one of them!). Check all of them for any mistakes or inaccuracies. If you find any, ask the bureaus to correct them as soon as possible. If the information in your report is inaccurate the bank may deny your application. Get to know your current scores. If your score is low (below 620) you can only apply for bad credit deals. Turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Another way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. It reduces the risk, that's why the lenders generally are more eager to issue such cards for people with poor score. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
User Name:
CANDACE C. PINKARDDate:
May 8, 2007, 6:44 pm
CANDACE C. PINKARDDate:
May 8, 2007, 6:44 pm
I AM CURIOUS ABOUT THE STATUS OF MY APPLICATION SUBMITTED ALMOST ONE MONTH AGO.
can you tell me the status of application
can you tell me the status of application
Answer:
You see,our website serves to provide online credit card applications and to help you select the best credit cards as well as suitable cards for all types of history and score. As we are not a financial institution, we don't issue cards and don't consider applications. That's why we can't tell you your application status. You can find all information about the status of an application at the official site of the bank whose credit card you've applied for. Find the bank's site and get registered there. Then, you'll be transferred to your personal page. Here you'll find all the data about your credit card status as well as account information. Mind, that it takes various periods of time for bank to consider the application - from seconds (in case of instant approval) to days and weeks.


