Credit Card Advice
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Credit limit completely depends on the bank's decision. You can't say which card has the highest limit and you can't predict it. But having a bad credit you can't expect much. Usually banks offer a small credit limit - around $300. Then they watch how you use the card. After 6 months or a year if you pay your bills on time and pay more than a minimum, they'll usually raise your credit line. When you apply for a bad credit card you will get rather high interest rates, but it is a good chance to build your credit.

You can get a credit card after bankruptcy but no one knows for sure when. Usually you should have your bankruptcy finalized at least six months ago to qualify. That means, that when you declare bankruptcy, the court determines how much and when you have to pay, and when everything is resolved, you have to wait six months. But the decision is entirely up to the bank. And the fact that you had bankruptcy stays on your credit report for seven to eleven years.

If your FICO score varies between 620 and 659 your credit rating is fair (average). Your credit is not bad, but it still needs some improvement, so that you could afford good credit card deals. Capital One Bank has the best offers for fair credit. Have a look at standard Platinum Card. It has no annual fee and 0% introductory APR until June 2008.

Business credit cards can help you to manage your finances and give great rewards for your business. As for your question we are happy to offer you five top deals. They are: Citi Business Card with Thank You Network by Citibank, Business Platinum Rewards MasterCard by Advanta Bank, Platinum Business Credit Card by American Express, Business Platinum with Preferred No Hassle Miles by Capital One, Discover Business Card by Discover. These cards have the best interest rates for purchases and balance transfers, and credit limit is determined entirely by the bank.

Thank you for addressing your requests to our service. Having FICO score of 540 implies your credit is bad. In this case you are free to choose one of two methods. First, you can apply for a bad credit card. But remember, that there is no 100% guarantee that your application will be approved. And if your application is denied, your credit score gets lower. Please explore our bad credit card deals. Second, there are also secured credit cards. Keep in mind that in this case you need to deposit a definite amount of money to secure your credit. Nevertheless, such cards have guaranteed approval, so you will undoubtedly get approved. Examine also our secured credit card applications to get more detailed information.

We would like to suggest you not to hunt after balance transfer credit card deals without fees. The best balance transfer offers usually have 12 months introductory period with 0% APR. There are some offers without fees, but they have much shorter introductory period. We advise you More Card by Discover. This card has 12 months 0% APR intro period, no annual fee, low APR on purchases and more!

Here you can find Discover credit cards available. But there are no credit cards with 0% for life of the balance. Maybe, you can find anything else.

Best regards,
Manager of Immediate Credit Card Care Service

if you examine our balance transfer credit cards section, there you will find a lot of credit cards with 0% balance transfers with no annual fee, for example, IN:NYC Card from american Express. You just have to be careful with terms and conditions as they may be modified. Best, Manager of Immediate Credit Card Care Service.

If you want to obtain a credit card with guaranteed approval, you should regard guaranteed approval cards. These credit cards are approved irrespective of your credit score and without checking your account. You can find secured credit cards with guaranteed approval, such as Orchard bank secured credit card or New Millennium credit card, or unsecured credit cards, such as Orchard Silver MasterCard card or Orchard Gold MasterCard credit card. Just ponder over, which credit card is better for you and apply online for credit card with guaranteed approval now.

Mind, it is the person with good credit that applies for a credit card and then states you as a co-borrower. If you want a MasterCard, look through MasterCard credit card offers and choose one of them to use with a co-signer. After your co-signer will be approved and you'll be consequently approved as a co-borrower, both of you will be responsible for the credit. In the credit history of the co-signer there will be a record about his cosigning, and in your credit history you will also later find a corresponding record. Both your and his credit ratings will be increased. But be sure, if you fail to pay the credit off, your co-signer will have to do it, as it is mostly his responsibility.

Best,
Manager of Immediate Credit Card Care Service