My TransUnion is 715 Experian is 680 Equifax is 690 Where does this put me in regards to Great, Good, Bad and why are there 3 scores?

[Thursday, April 21st, 2011]

Considering your data provided you have good credit as it lies between 660 and 749. The three major credit bureaus you’ve mentioned calculate scores using their own score models in addition to commonly used FICO and PLUS score models and as a result the bureaus’ scores for you may differ. Besides, the process of collecting your credit information matters since different records result in different scores. So, it always makes sense to check your credit reports for errors and dispute if needed to have your scores closer together.

I’ve lost my credit card, how can I get another one?
[March 1st, 2012]

If you’ve lost your credit card, you should inform your credit card issuer about it right away, do not wait a minute. Ask your credit issuer for a replacement card. Also, contact the three major consumer credit bureaus – Equifax, Experian and TransUnion – and report the loss. For a few months after the loss […]

Is there a credit card with 0 interest balance transfer and no annual fee?
[February 2nd, 2012]

Yes, there are. On our website you can find very attractive 0 balance transfer credit cards with no annual fee. You can browse through all the credit cards available and decide on the credit card that is right for you. Kindly note that we update credit cards regularly, so, be sure to find the freshest […]

How long will a bankruptcy stay on my credit report?
[January 4th, 2012]

Bankruptcy stays on your credit report for up to ten years from the date of filing.  To be more precise, a Chapter 7 bankruptcy may stay for 10 years; a Chapter 13 may also stay for 10 years or it may be removed after 7 years.